At Integra Financing Group we offer financing solutions for your business. Whether you need to solve your working capital needs or a new equipment or a commercial mortgage loan, we can help you.  

We work with many lenders nationwide so we can offer you a wide range of options for your financial needs. You will have access to the most aggressive rates and terms available in the market.

We have access to non-traditional banking lenders which makes the process easier and faster. Besides, you will count with many types of financings that are not usually been offered by banks.

AR FINANCING / FACTORING

Accounts Receivable (AR) Financing, also known as Factoring, is the purchase of AR invoices at a discount. Receive up to 80% advances your invoices up to 90 days. This is not a debt but a sale of assets. Improve your business liquidity and take advantage of early payment discounts from suppliers.

You can get financing based on your Accounts Receivable (AR) for improving the working capital for daily operations, especially when your business is growing and you need a faster cash recovery for paying your suppliers for your new orders.  

Factoring financing is easier and faster to get than other types of financing. If you have good clients, your company is a good candidate for using Factoring.

EQUIPMENT FINANCING / LEASING

Equipment leasing is an excellent alternative for maximizing the use of your own capital. You can get the equipment you need for growing your business without using your own money.

You can generate more business without tying up capital you need for your operations . You eliminate obsolescence and have significant tax and accounting advantages.

We can finance almost all business related equipment with operating lease or capital lease. We offer traditional leasing and sale-leaseback leasing.

ASSETS BASED LOANS

Asset based loans are excellent for leveraging on your existing assets for growing your business and/or improving your working capital. Asset Based Loans are those that require an asset as collateral in order to guarantee the loan. Assets used as collateral can be: AR, Inventories, Equipment and Real Estate.

If you need to finance your working capital, buy new equipment or expand your facilities, Asset Based Loans are a good alternative because they offer longer terms and lower interest rates than those with no collateral.

OTHER TYPES OF LOANS

We work with many other types of loans which can fit your requirements , like:

• Merchant Cash Advance - Get funds against future credit card sales in a very short time. You can use these resources for inventory, operating expenses or expansion of your business. Payments are deducted from each credit card charge by the processing service. One year term.
  
  
• Stock Loans - You can get financing based on your publicly traded securities as collateral. If you seek liquidity for personal or business purposes, this is a good choice.
  
  
• Business Acquisitions - We provide you the financing for acquiring an existing business leveraging also on the assets of the business being acquired.
  
  
• Project Financing - We can structure and get you financing for your project. Based on the assets, experience and financial projections we can help you to find the right funding source.
  
  
• Purchase Order Financing - Did you receive an important order and you don´t have enough money to process it? Then, Purchase Order Financing is for you. You receive an advance against your Purchase Orders which provides you with the money you need.
  
  
• Structured Settlements & Annuity Financing - Sell your annuity for an immediate lump sum of cash. You can get money now on your future cash inflows.
  
  
• Commercial Real Estate - Financing for many types of commercial real estate. Up to 90% LTV. Offices, industrial facilities, multi-unit retail strip and shopping centers, auto services, schools, metal buildings, laundry mat, and many more.

Working with Integra Financing Group has many advantages over other sources or intermediaries:

• √ Access to many lenders nationwide.
• √ Wide range of financial solutions.  
• √ Client oriented services; we are as interested as you are in getting the financing.
• √ We are paid only if you get your financing.  
• √ Prompt response to your financial requests.  
• √ We have been trained and certified as Business Financial Consultants.  
• √ We can help companies whose credit is "less than perfect".  
• √ Competitive interest rates and terms.  
• √ We save you time, we look from several sources at the same time.